Insurance and protection

Protect what matters to you.

Your family, your income, your business: every situation deserves special attention. At HAPI OPTIMA, Willy Paulin helps you review your protection needs.

Protection

Protection suited to the different stages of your life

An unexpected event can have financial consequences for your personal, family or professional situation. Coverage varies with the risks covered, the benefits, exclusions and contract conditions.

Life insurance

Think about your loved ones’ financial security.

Life insurance can help support the people who depend on you in the event of a covered death. Willy reviews your family and financial responsibilities.

Disability insurance

Plan for the financial consequences of being unable to work.

This insurance can provide income protection according to the contract, particularly in the event of certain illnesses or accidents.

Critical illness insurance

Protection against certain critical illnesses.

A benefit may be payable if the diagnosis meets the contract’s definitions and conditions.

Accident insurance

Anticipate some of the financial consequences of an accident.

Possible benefits depend on the events covered and on the coverage.

Mortgage insurance

Consider how to protect your commitments.

Some solutions can help protect loan repayments in the event of a covered event, according to their terms.

Group insurance and business protection

The needs of SMEs involve owners, employees and business continuity. Willy helps review group insurance, corporate protection and key-person risk needs. Eligibility criteria and coverage depend on the contracts.

Our approach

Guidance that starts with listening

01

Understand your situation and responsibilities

02

Review the possible coverage and its features

03

Support your decisions with clear explanations

Frequently asked questions

Which insurance should I choose?

It depends on your responsibilities, your commitments and the risks to be covered.

The insured events and the payment conditions differ.

Some coverage is available depending on the criteria and the products.

Some plans exist, subject to eligibility.

Yes, the first consultation is free.